Education Hub
Debt Awareness in Retirement: Why It Matters for Your Financial Confidence
As retirement approaches, many individuals focus heavily on savings and income—but often overlook an important factor that can significantly influence long-term financial confidence: debt. Whether it’s a remaining mortgage, credit cards, auto loans, or medical...
Are You on Track for Retirement? Key Checkpoints to Review This Year
Retirement planning isn’t a one-time event—it’s an ongoing process. Even if you’ve been saving diligently for years, changes in markets, taxes, healthcare costs, and personal goals can all affect whether you’re truly on track for retirement. At Swan Retirement...
2026 Retirement Planning Update: What You Need to Know This Year
A new year always brings change — and 2026 is no exception. From Required Minimum Distribution updates to new tax rules, higher contribution limits, and ongoing inflation concerns, retirees and pre-retirees have several important planning opportunities to consider....
Building Confidence With Budgeting at Any Stage of Retirement
Budgeting gets a bad rap. For a lot of people, it sounds restrictive—like spreadsheets, guilt, and saying “no” to things you enjoy. It’s why I rarely use the word “budget” to begin with. I much prefer spending plan. In reality, a good spending plan gives you clarity,...
💡 Start 2026 Strong: 4 Smart Financial Moves for Retirees
A new year is a natural checkpoint—especially in retirement. It’s a chance to step back, pressure-test what’s working, and make small adjustments before small issues turn into big ones. The decisions you make now can shape your financial confidence in the months...
Your 2025 Year-End Retirement Planning Checklist
Four simple check-ins to help you finish the year confident and prepared As 2025 winds down and the holidays start blending together like one long charcuterie board, this is the perfect time to hit pause and take a quick look at your retirement strategy. Nothing...
Planning for the Realities of Retirement: Inflation, Healthcare, Taxes, and Market Risk
Retirement is often viewed as a finish line—the reward after years of work and saving. But the reality is that retirement isn’t a static destination. It’s a phase of life that comes with its own set of financial challenges that can evolve over time. At Swan...
Big 2025 Tax and Retirement Changes: What the “One Big Beautiful Bill” Means for You
After months of debate, Congress passed H.R. 1 in July—officially known as the “One Big Beautiful Bill.” This sweeping legislation makes major updates to taxes, Medicare and Medicaid, Social Security, and estate planning. Whether you’re still working, retired, or...
Do You Know Your Retirement Number?
A 4-Part Plan for Building Confidence Before You Retire By Swan Retirement Planning Retirement planning isn't just about reaching a finish line—it's about knowing how to cross it with confidence and clarity. One of the most powerful steps you can take before you stop...
Retirement Planning for Self-Employed Professionals in Ventura
Being self-employed in Ventura makes planning for retirement tough. This is because you don't have access to employer-sponsored retirement plans. At Swan Retirement Planning, we get it. We offer custom plans to help you reach your financial goals. Our team is here to...